Investment Advisor - Dimensional Fund

Passive and Index
Portfolio Management

Passive and index investing is the practice of structuring a portfolio as a proxy for the market as whole, rather than picking a few stocks or bonds. Grounded in Nobel prize-winning research, passive and index investing is a less expensive, less risky, and more profitable long term financial strategy.

Cardiff Park is an independent, fee-only investment advisor specializing in passively managed, diversified stock and bond index fund portfolios. Our low costs and smarter strategy ensure you’ll keep the lion’s share of what the market delivers.

Passive and Index<br />Portfolio Management

Welcome to Cardiff Park Advisors

Cardiff Park Advisors is an independent, fee-only, full service investment adviser registered with and regulated by the Securities and Exchange Commission (SEC). We create customized stock and bond investment portfolios that are passively managed, broadly diversified, goal based and tax aware. Our portfolios are individually designed to meet client needs for low fixed fees.

We manage roughly $450 million in assets for diverse clients across the country, including individuals, trusts, endowments, retirement plan sponsors and businesses entities.

Our advice is unbiased, and fixed retainers are our sole source of compensation. We do not accept fees or commissions on the sale of Investment products, nor do we generate fees through add-on services.

Cardiff Park is among a select group of advisors qualified to provide access to Dimensional Fund Advisors (DFA), a leader in passive Investment research and fund offerings (Read why DFA is our preferred fund partner). We also recommend Vanguard funds and selected Exchange Traded Funds as well as CDs, Treasuries, and corporate and municipal bonds for laddered maturity fixed-income requirements. We deliver the advantages of a stable Investment strategy and access to Institutional Index and Bond Markets.

Cardiff Park recommends that all Investment management accounts be maintained on the institutional wing of Charles Schwab, Fidelity, or TD Ameritrade.

Smarter Strategy

Everyone has a market horror story, because you can’t beat the market by trying to predict the future. We’ve built Cardiff Park on the philosophy that markets will in fact work for you, if approached with the right mindset and a well-conceived, proven strategy.

Keep the Lion’s Share

My name is John Gorlow, and I started Cardiff Park Advisors to put client needs first and to turn the traditional Wall Street business model upside down. Whether you are retired, approaching retirement, or accumulating for retirement, it doesn’t pay to chase returns, as tempting as that may be. Our smarter strategy and low fixed annual retainer let you keep the lion’s share of what the market delivers over time.

Our Commitment to You

At Cardiff Park, we develop Investment plans, formulate Investment strategy, and select Investments according to the fiduciary standard, based on the principles of due care, loyalty and utmost good faith to our clients at all times.

Getting Started